Working capital loans support the current business activity of an entrepreneurial entity and are the most efficient and accessible solution for the short-term needs.

Destination

Working capital loans participate in the development of current activities, by covering the necessary elements, such as: merchandise stock, agricultural works, seeds, fertilizers, raw materials and other materials, machinery maintenance and repairs etc.

Eligible Clients

Working capital loans are accessible to all entrepreneurs in rural or urban areas that carry out income-generating activities: large farmers, small farmers, self-employed persons (PFA), individual enterprises (II) and family enterprises (IF) or limited liability companies (SRL)

What are your advantages?

  • Maximum loan amount is 400.000 RON
  • You can reimburse the loan in advance in any working day
  • The guarantees are flexible according to the specifics and seasonality of the financed activities, but depending on the requested loan amount
  • The repayment schedule is flexible and according to the seasonality of the incomes
  • Up to 9 months grace period for the installments
  • No mortgage for loan amounts up to 90.000 RON
  • You can refinance loans from other financial institutions, in addition you can request supplementary amounts